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Protect Your Investment

Property Insurance

Safeguard your Mumbai property against fire, flood, natural calamities, theft, and structural damage. Get the right cover at the best price.

Types of Property Insurance

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Home Insurance (Structure)

Covers the physical structure of your home โ€” walls, roof, floors, and fixed fittings โ€” against fire, natural calamities, and accidental damage.

  • Fire, lightning, explosion
  • Flood, cyclone, earthquake, storm
  • Landslide, rockslide
  • Accidental damage to structure
  • Aircraft damage, riots, strikes
  • Subsidence and landslip
โ‚น3,000โ€“โ‚น8,000per year (โ‚น50L cover)
Get Quote
๐Ÿ›‹๏ธ

Home Contents Insurance

Protects your belongings inside the home โ€” furniture, electronics, jewellery, appliances, and valuables โ€” against theft, fire, and damage.

  • Theft and burglary
  • Fire and allied perils
  • Electronic equipment damage
  • Jewellery and valuables cover
  • Portable equipment (laptop, camera)
  • Accidental damage to contents
โ‚น2,000โ€“โ‚น5,000per year (โ‚น20L cover)
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Comprehensive Home Insurance

Best value โ€” covers both structure and contents in a single policy with enhanced benefits including alternate accommodation and personal liability.

  • Structure + Contents cover
  • Personal accident cover
  • Alternate accommodation expenses
  • Public liability cover
  • Domestic servant accidental cover
  • Pet insurance (optional add-on)
โ‚น6,000โ€“โ‚น15,000per year (โ‚น75L cover)
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Tenant Insurance

For tenants who rent a property โ€” covers your personal belongings and provides liability protection without insuring the building structure.

  • Personal belongings against theft
  • Fire damage to contents
  • Accidental damage liability
  • Loss of rent (if uninhabitable)
  • Temporary accommodation cover
  • Appliance breakdown cover
โ‚น1,500โ€“โ‚น4,000per year (โ‚น10L cover)
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๐Ÿ—๏ธ

Under-Construction Property

Protects your investment during construction โ€” covers material, labour, contractor liability, and structural defects during the building phase.

  • Material and equipment damage
  • Contractor all-risk (CAR) cover
  • Third-party liability
  • Fire and natural calamity during construction
  • Workmen compensation cover
  • Post-construction structural defect cover
โ‚น8,000โ€“โ‚น25,000per year (project-based)
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Commercial Property Insurance

Comprehensive protection for offices, shops, warehouses, and commercial complexes โ€” including business interruption and machinery breakdown cover.

  • Fire and allied perils
  • Business interruption (loss of income)
  • Machinery breakdown cover
  • Electronic equipment cover
  • Money and securities in transit
  • Plate glass and signage cover
โ‚น12,000โ€“โ‚น40,000per year (โ‚น1Cr cover)
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Insurance Premium Calculator

Get an indicative annual premium for your Mumbai property insurance.

Estimated Premium

โ‚น6,720
For 3 Years ยท โ‚น2,240/year
Base Premiumโ‚น5,820
GST (18%)โ‚น1,048
Add-onsโ‚น0
Total Premiumโ‚น6,868
* Indicative estimate only. Actual premium depends on insurer, exact property details, and risk assessment.
๐Ÿ“‹ Get Exact Quote

Leading Insurance Partners

We work with India's top insurance companies to get you the best rates and seamless claim support.

HDFC ERGO

โ˜…โ˜…โ˜…โ˜…โ˜… 4.8
Claim Settlement: 98.1%

Bajaj Allianz

โ˜…โ˜…โ˜…โ˜…โ˜… 4.7
Claim Settlement: 97.8%

ICICI Lombard

โ˜…โ˜…โ˜…โ˜…โ˜† 4.6
Claim Settlement: 97.2%

New India Assurance

โ˜…โ˜…โ˜…โ˜…โ˜† 4.5
Claim Settlement: 96.4%

Oriental Insurance

โ˜…โ˜…โ˜…โ˜…โ˜† 4.4
Claim Settlement: 95.9%

Tata AIG

โ˜…โ˜…โ˜…โ˜…โ˜† 4.5
Claim Settlement: 97.0%

SBI General

โ˜…โ˜…โ˜…โ˜…โ˜† 4.3
Claim Settlement: 96.2%

Reliance General

โ˜…โ˜…โ˜…โ˜…โ˜† 4.2
Claim Settlement: 95.5%

Coverage Comparison

CoverageStructureContentsComprehensiveTenantCommercial
Building / Structureโœ“โœ—โœ“โœ—โœ“
Furniture & Contentsโœ—โœ“โœ“โœ“โœ“
Fire & Allied Perilsโœ“โœ“โœ“โœ“โœ“
Flood & Natural Calamityโœ“โœ“โœ“Optionalโœ“
Theft & Burglaryโœ—โœ“โœ“โœ“โœ“
Jewellery Coverโœ—OptionalOptionalOptionalโœ—
Personal Liabilityโœ—โœ—โœ“โœ“โœ“
Alternate Accommodationโœ—โœ—โœ“โœ“โœ—
Business Interruptionโœ—โœ—โœ—โœ—โœ“
Indicative Annual Premiumโ‚น3Kโ€“โ‚น8Kโ‚น2Kโ€“โ‚น5Kโ‚น6Kโ€“โ‚น15Kโ‚น1.5Kโ€“โ‚น4Kโ‚น12Kโ€“โ‚น40K

Simple Claim Process

We assist our clients through every step of the claim process, ensuring fast and fair settlement.

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1. Intimate Us

Call us or WhatsApp at +91 93269 90050 immediately after the incident. We'll guide you on next steps.

๐Ÿ“ธ

2. Document Damage

Photograph all damage extensively. Do not repair or remove damaged items before surveyor inspection.

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3. File Claim Form

Complete the claim form with incident details. Submit with FIR (for theft), photos, and supporting documents.

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4. Receive Settlement

Surveyor inspects damage and submits report. Settlement credited to your bank account within 7โ€“14 working days.

Get Your Free Insurance Quote

Our team will compare plans from 8+ insurers and recommend the best cover for your Mumbai property โ€” completely free.

๐Ÿ“‹ Get Free Quote ๐Ÿ“ž Call +91 93269 90050 ๐Ÿ’ฌ WhatsApp Us